How to Get a Metal Debit Card

Metal debit cards are typically a symbol of prestige. What was once reserved for the ultra-wealthy, these sleek and stylish cards are now accessible to a wider audience.

If you’re wondering how to get a metal debit card, this guide will walk you through your options.

1. Convert your plastic debit card into a metal one

If you love your current debit card but want the feel of a metal card, companies like Metal Card Studio can help. It’s the quickest way to get a metal debit card.

Metal Card Studio specializes in transforming standard plastic cards into high-quality, solid metal cards.

How does it work? They carefully transplant your plastic card’s EMV chip to a new metal card, copy the magnetic stripe data over, and then engrave your desired design onto it. This allows you to customize your card’s design while retaining its original insert and swipe functionality.

This is a great option for those who want the luxury of a metal card without changing their banking provider. The company has already helped convert cards for more than 1200 customers around the world. You can see samples of their cards here.

The process is simple:

  1. Place an order on metalcardstudio.com
  2. Send your card to their studio in Toronto, ON
  3. They convert your card into metal
  4. Free shipping back to you

The average turnaround time is 3 – 5 days to receive your new metal card.

2. Apply for a Metal Debit Card from Banks

Many financial institutions offer metal debit cards with exclusive rewards and perks. Some of the most popular metal debit cards include:

  • Revolut Metal – Known for its cashback and travel benefits.
  • N26 Metal – Offers travel insurance, premium support, and exclusive deals.

These cards typically require a premium banking plan and may come with monthly or annual fees, but they provide valuable perks like cashback, insurance, and VIP support.

3. Upgrade your existing debit card with your bank

Some banks allow existing account holders to upgrade their plastic debit cards to metal versions.

If you have a premium-tier account with a bank that offers metal options, you can contact customer service to inquire about an upgrade. This may involve an additional fee, but it could be worth it for the added prestige and durability.

Final Thoughts

Getting a metal debit card is easier than ever, whether you apply for one directly, upgrade your existing card, or convert your current plastic card into a metal version.

If you’re looking for a custom metal card without switching banks, Metal Card Studio offers a perfect solution for personalization and premium design. Explore your options and enjoy the prestige of owning a metal debit card today!

Frequently Asked Questions

A metal credit card functions like a regular plastic credit card, but it’s typically made with a metal core, such as stainless steel or brass. What sets these cards apart is their noticeable weight and solid feel, which give them a more substantial and premium quality. Designed to convey exclusivity and prestige, metal credit cards offer both enhanced durability and a touch of luxury.

While metal cards are often linked to high-end or premium offerings from financial institutions, companies like Metal Card Studio Inc. have recently begun offering services to convert standard plastic cards into metal ones, making this upgrade more accessible.

To get a metal credit card, you can go through the traditional route of applying for one at a financial institution such as American Express, CIBC, TD, or BMO. However, these cards often require a high income ($150,000+), high annual fees, and a high minimum annual spend in order to keep the card.

Alternatively, you can trust Metal Card Studio to convert any ordinary plastic credit card into a custom metal credit card for you at a low one-time cost.

Our process is quick, easy, and secure!

Once we receive your credit or debit card, we extract the EMV chip and magnetic stripe data and transfer them to your new metal card. Afterwards, we’ll engrave your chosen design onto the front and back of the card. We then ship both cards back to you via free UPS shipping.

We have strict policies in place to ensure that your card information is kept secure at all times, and will never be misused.

Once we receive your card in the mail, we perform the transfer on the same day. We’ll then ship it back to you via free UPS shipping which typically takes:

  • 1 to 2 days in Canada
  • 2 – 3 days in the US
  • 5 – 7 days everywhere else

Need your card quicker? We offer faster shipping options for a premium.

Yes! We’re currently taking appointments only. Send us a message if you’re interested.

Absolutely! Metal Card Studio Inc. is a registered Canadian corporation. We have strict policies in place to ensure that none of your card information is stored or misused.

Once the procedure is complete, we’ll mail your old card and your new card back to you.

Learn more about how we keep your card safe.

It’s highly illegal to steal and misuse someone else’s credit card information. The consequences involve severe fines and imprisonment and we’d like to avoid both!

All of our staff are trained on how to safely handle your credit card details.

Learn more about how we keep your card safe.

Our cards are made of solid metal, which cannot tap.

Plastic credit cards have antennas built into the cards that enable them to support contactless payment. These antennas cannot be carried over to solid metal cards.

It’s a small sacrifice in exchange for a premium, heavy metal credit card.

While tap won’t work with your new card, you can still connect your card to Google Pay or Apply Pay for the contactless payment functionality.

Please visit our return policy page to learn more.

We understand that credit cards expire! We offer a discount for credit cards that expire within 2 years of your order date. We’re happy to engrave a completely new card for you for just $89 CAD + tax.

We can either reuse the design of your expired metal credit card, or you can select one of our pre-made designs.

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